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What You'll Do: As a budget analyst, your job is to help businesses maximize the effectiveness of their spending by recommending budgets and allocation of funds. You are given access to company financial information so that you know where all of the money is going, and you monitor how an organization uses its money after taking your advice. Your goal is to help the organization spend as wisely and little as possible while earning as much profit as possible.

You'll probably work for the federal government, state or local government, an academic institution, manufacturing business, or other large company. Much of your workday will be spent in an office environment analyzing company data, doing research, and coming up with budget proposals. Analyst positions are typically full-time positions that require overtime when deadlines are nearing. Some travel may be mandatory.

Education and Training: As far as educational requirements go, a four-year degree in a business-related field is most common for the position of budget analyst. More specifically, a bachelor's degree in finance, accounting, economics, statistics, or business administration is highly recommended. Schooling generally involves studying subjects such as math, statistics, and accounting. If you have had several years of previous experience working with budgets or financial information, you may not need a degree to get hired. If the employer requires a degree, experience only makes you a more attractive candidate.

Certification is not usually required, but budget analysts who work for the government may find it advantageous to earn the title of Certified Government Financial Manager. This certification is given by the Association of Government Accountants after obtaining a bachelor's degree, receiving 24 credits in financial management, getting two years of governmental financial management experience, and passing several exams.

The Future: The Budget Analyst profession is expected to grow at about 10% through 2020.

The Pay: Annual salaries for Budget Analysts in the U.S. range from $44,800 to $101,600, with the average median annual wage hitting $69,000 in 2011 as per the U.S. Bureau of Labor Statistics.

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